How can you Save yourself from a Credit Card Scam?

Credit card

With the increasing number of the card scams every year, one should be really careful while making out the credit card transactions as the intruders can steal the sensitive information and cause harm at a great extent. So here the tips to follow that would keep you away from the credit card scams.

  • Keep the credit cards at a safer place

Keep the credit cards at a place that it is not accessible to the thieves. Keep the cards in the purse or any part of the body where it cannot be easily snatched away. If you tend to shop in an area that is full of the crowd then you would have to be saved and take care that no one clicks a picture of your credit card. This then turns out to be bad for you as you don’t even know that the information of your card has been leaked.

  • Don’t toss anything that has credit card number on it

You should not throw anything that has the credit card number on it. The bills and every payment slip have the credit card information printed on it. This information can be used to access the bank account of the persons and give births to the credit cards related scams. So even if you want to throw anything in the dustbin, tear or shred it properly so that the thief cannot get you.

  • Don’t sign on the blank receipts

If you go at a store and purchase something that beware on the slips that you are signing. If any column is blank then write $0 in it. Do not leave it blank otherwise the scammers can put the amount in it and scam you for as much money as they want.

  • Do not give away your credit card information to anyone

Do not disclose your credit card information to anyone. Sometimes the scammers do the phishing attacks and ask you for the information pretending to be the customer care of the bank. Remember that no credit card company would call you like this and it’s a part of the scam. So confirm with the credit card company’s official phone number if they are calling you for the same.

  • Stay safe online

It might happen that you get the catchy link that seems like your bank and they usually ask you to enter credit card credentials. You would be seeing the messages like “Your bank account would be closed if you don’t enter the information” and other messages. Beware that it is the part of the scam and no bank would ask you the information like this way. What you have to do is stay with these online phishing attacks. See if the websites that you are directed to is an SSL website. If it’s not, then you are surely being scammed.

  • Report the stolen cards

Report the stolen cards as soon as possible or you will be in a serious mess.

Anum

Anum Yoon is the founder and editor of Current on Currency. She loves all things personal finance, which is why you'll find her work all over the PF blogosphere.